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Reference Number: JCM43943873
Job Description: Title: Sr Credit Analyst I Location: Zions Bancorporation - HDQTRS Conducts credit investigations and analyses credit information pertaining to loans Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branches. Analyzes financial statements and related material. Analyzes financial conditions and trends; reviews and reports non-compliance with loan covenants. Determines cash flow using appropriate tax analysis. Prepares summaries, presents facts, and offers opinions concerning credit-worthiness. Provides credit information and references for customers, loan officers, or other agencies as requested. Ensures that all credit files include current financial statements, agency reports, etc. Maintains control over current accounts, noting payment progress, watching for any developing problems, and keep loan officers informed. May assists with projects as needed. Other duties as assigned. Requires a Bachelor's in finance, business, accounting or a related field and some credit/financial analysis, lending, underwriting or other directly related experience. Basic knowledge of financial and spread analysis, credit, lending and underwriting processes and principles. Some experience working with various types of loans. Ability to work with lending officers and staff. Good communication skills, both verbal and written. Ability to make sound decisions and recommendations regarding loans. Working knowledge of computer software programs including spreadsheets, word processing,etc. required.
Experience Level: Unspecified
Requirements:
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